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What to Do After a Car Accident in McAllen, Texas

A car accident can happen in an instant, but the consequences can last for months or even years. From injuries and medical expenses to missed work and dealing with insurers, the aftermath is often overwhelming. If you’re involved in a car accident in McAllen, Texas, knowing what to do immediately afterward is essential to protect both your health and your legal rights.

At J.A. Davis & Associates, our experienced McAllen car accident lawyers help clients recover the compensation they deserve. Here’s a step-by-step guide on what to do after a car accident in McAllen.

Step 1: Ensure Safety and Call 911
The first priority is your safety and the safety of others. If you’re able to move your vehicle out of traffic, do so carefully. Turn on your hazard lights and check on all passengers. Call 911 immediately to report the accident, especially if there are injuries or significant damage.

Even if the crash seems minor, having an official police report is crucial for any future legal claim. The McAllen Police Department or the Texas Department of Public Safety will typically respond to the scene.

Step 2: Seek Immediate Medical Attention
Even if you feel “okay,” it’s critical to get evaluated by a medical professional. Some injuries—like whiplash, internal bleeding, or concussions—may not be immediately apparent but can worsen if left untreated.

Visit the emergency room, an urgent care facility in McAllen, or schedule an appointment with your primary care physician. Always keep a record of your medical visit, including diagnoses and recommended treatments.

Step 3: Document the Scene
If it is safe to do so, take detailed photos and videos of the crash scene, including:

• Damage to all vehicles involved
• Skid marks or debris on the road
• Traffic signals or road signs
• Your injuries
• The position of the vehicles

Also, collect contact and insurance information from all drivers, as well as names and phone numbers of any witnesses.

Step 4: Do Not Admit Fault
It’s natural to want to apologize, especially if you’re shaken up—but even a simple “I’m sorry” can be used against you later. Stick to the facts when speaking with police officers, and avoid speculating about what caused the crash.

Let the investigation determine who was at fault. Texas follows a comparative fault system, so even partial blame can affect your compensation.

Step 5: Notify Your Insurance Company
Report the accident to your own insurance company as soon as possible. Please provide them with accurate, basic information, but do not give a recorded statement or accept any settlement offers until you’ve spoken with a personal injury attorney.

Insurance adjusters may attempt to downplay your injuries or offer a lowball settlement. You are under no obligation to accept their first offer or to speak with the other driver’s insurer.

Step 6: Contact a McAllen Personal Injury Lawyer
One of the most important decisions you can make after a crash is hiring a qualified car accident attorney. At J.A. Davis & Associates, we offer a complimentary consultation to review your case and discuss your options.

We handle everything on your behalf, including:

• Investigating the accident
• Gathering evidence
• Communicating with insurers
• Calculating full damages
• Negotiating or litigating your claim

We work on a contingency fee basis, so you pay nothing unless we win your case.

Common Injuries After a Car Accident
Even a low-speed crash can result in serious injuries. Some of the most common injuries we see in McAllen car accident claims include:

• Whiplash and neck strain
• Herniated discs and back injuries
• Concussions and traumatic brain injuries
• Broken bones and fractures
• Soft tissue injuries
• Lacerations and bruises
• Internal organ damage

Documenting your injuries and following your doctor’s treatment plan is critical for proving your damages and recovering compensation.

Types of Compensation Available
If you were injured in a McAllen car accident due to another driver’s negligence, you may be entitled to compensation for:

• Medical bills (past and future)
• Lost wages and diminished earning capacity
• Pain and suffering
• Property damage
• Emotional distress
• Rehabilitation or physical therapy
• Disability or disfigurement

In rare cases involving gross negligence—such as drunk driving—you may also be eligible for punitive damages.

Why Choose J.A. Davis & Associates?
At J.A. Davis & Associates, we’re proud to serve the McAllen community with aggressive, compassionate legal representation. We understand the physical, emotional, and financial toll a car accident can take, and we’re committed to getting you the justice you deserve.

Our team has deep knowledge of local roads, courts, and insurance practices. We’ve successfully handled cases involving collisions on Expressway 83, North 10th Street, Bicentennial Boulevard, and more.

When you work with us, you get:

• A free, no-obligation case evaluation
• No fees unless we win
• Prompt, responsive communication
• A team that fights for maximum compensation

If you’ve been involved in a car accident in McAllen, acting quickly and wisely is key. Seek medical care, preserve evidence, and get legal advice before talking to insurers. With J.A. Davis & Associates on your side, you can focus on recovery while we handle the rest.

Call us today for a free consultation. Let us help you take the next step toward justice, healing, and financial recovery.